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In addition, customers for this kind of strategy can have extreme lawful or criminal histories. It is necessary to note that various providers offer a series of concern ages on their assured problem policies as reduced as age 40 or as high as age 80 - one life funeral policy. Some will likewise use greater face worths, approximately $40,000, and others will permit much better fatality advantage conditions by improving the rate of interest with the return of premium or minimizing the number of years up until a full death advantage is available